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Vicki Whipple Partners, REALTORŪ, real estate agents and broker for Downers Grove Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)


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For Buyers: Downers Grove Illinois home buying, real estate listings, and homes for sale in DuPage                         County, IL
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Why Buyers Choose Us: Why homebuyers in the Downers Grove area choose Vicki Whipple Partners as their Realtors
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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Real Estate Trivia
Q 
What does the term ARM stand for?

A 
An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
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Vicki Whipple Partners, REALTORŪ, real estate agents and broker for Downers Grove Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Vicki Whipple Partners
Platinum Partners Realtors

5200 Main Street
Downers Grove, IL 60515
Direct: 630-964-6420
Vicki Whipple Cell: 630-430-7650
Bob Whipple Cell: 630-926-5894
Fax: 630-964-6925
Email: vickicrs@aol.com

Vicki Whipple has been selling homes since 1985. With so many years of experience, her expertise will make your move smooth and as hassle free as possible. Call or contact her via e-mail today!

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Platinum Partners Realtors real estate and homes for sale in Downers Grove Illinois

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